KANSAS CITY, Mo. — When you’re looking for homeowner’s insurance policies, most, if not all, will cover tornado damage to your home. Local insurance experts from the National Association of Insurance Commissioners say it’s what’s inside your home that is sometimes overlooked.
They recommend knowing exactly what valuables you have in your home so you can be fairly reimbursed if those belongings are lost in a tornado.
The N.A.I.C. experts recommend making a home inventory, you can do this on paper, or through a new app called the My Home Scrap Book, or you can use another simple approach.
“Take a video camera and walk from room to room in your home, open doors, drawers, and talk about what you own…here’s a chair- here are CDs,” Scott Holeman from the N.A.I.C. said.
Then put that camera chip or file in a safe deposit box.
For more information on how to make a home inventory and information on how to contact your state insurance commissioner, click here and here.